BestCRE’s ranking of commercial real estate lenders in Nevada compares the CRE loan books of banks headquartered in the state. The 11 banks in the table held $4.7 billion in total CRE loans as of June 30, 2026, including $496.4 million in construction and land loans, $85.0 million in multifamily loans, $431.9 million in owner occupied loans and $3.6 billion in investor nonfarm nonresidential loans. The ranking uses FDIC Call Reports, formally the Reports of Condition and Income, including schedule RC-C. Branch and deposit information comes from the FDIC Summary of Deposits 2026.
The table is designed as a starting point for borrowers identifying banks to contact. A large CRE book can indicate appetite and hold capacity, while the composition of that book shows the property and borrower categories in which a bank is most active. Year over year growth identifies banks adding CRE balances, and concentration can signal that a lender may be selective about additional exposure. These indicators do not establish current pricing, underwriting terms or availability for a particular transaction. Bank lending remains relationship driven and local, so borrowers should speak with several institutions and compare the responses for their specific property, sponsorship and financing request.
Nevada banks ranked by total CRE loans
| Rank | Bank | Headquarters | Total CRE loans ($M) | Construction and land ($M) | Multifamily ($M) | Owner occupied ($M) | Change, 1 year | CRE share of loans |
|---|---|---|---|---|---|---|---|---|
| 1 | Beal Bank USA | Las Vegas, NV | $1,730 | $400 | $0.7 | $35.3 | +38.5% | 43.9% |
| 2 | Toyota Financial Savings Bank | Henderson, NV | $1,011 | $25.2 | $0.0 | $0.0 | +3.0% | 10.9% |
| 3 | GBank | Las Vegas, NV | $1,003 | $2.3 | $18.8 | $88.7 | +18.6% | 91.3% |
| 4 | First Security Bank of Nevada | Las Vegas, NV | $182 | $23.1 | $9.5 | $43.5 | +4.9% | 96.0% |
| 5 | Lexicon Bank | Las Vegas, NV | $166 | $7.8 | $6.9 | $90.6 | +14.4% | 82.5% |
| 6 | Farm Bureau Bank FSB | Reno, NV | $164 | $17.8 | $23.2 | $55.3 | +46.7% | 23.0% |
| 7 | Town & Country Bank | Las Vegas, NV | $153 | $14.4 | $19.4 | $22.2 | +11.1% | 87.5% |
| 8 | Valley Bank of Nevada | North Las Vegas, NV | $113 | $0.8 | $0.0 | $42.3 | +1.2% | 82.9% |
| 9 | GenuBank | Las Vegas, NV | $84.9 | $1.0 | $1.9 | $37.7 | +1.9% | 55.7% |
| 10 | Nevada Bank and Trust Company | Caliente, NV | $40.4 | $3.7 | $4.5 | $13.4 | -6.7% | 59.9% |
| 11 | The First National Bank of Ely | Ely, NV | $6.2 | $0.0 | $0.1 | $2.9 | -4.5% | 28.3% |
Source: FDIC Call Reports as of June 30, 2026 (schedule RC-C). Dollar figures in millions. Change, 1 year compares total CRE loans with June 30, 2025. Bank names link to each bank’s FDIC record.
Beal Bank USA leads with $1.7 billion in CRE loans and growth of +38.5%, followed by Toyota Financial Savings Bank and GBank at $1.0 billion each. Their mixes differ sharply. Beal Bank USA reports $400.3 million in construction and land loans and $1.3 billion in investor nonfarm nonresidential loans. Toyota Financial Savings Bank reports $985.7 million in investor nonfarm nonresidential loans and $0 in multifamily and owner occupied loans. GBank reports $893.1 million in investor nonfarm nonresidential loans, with CRE representing 91.3% of total loans. Farm Bureau Bank FSB posted the strongest growth in the table at +46.7%. GBank’s investor CRE to equity ratio of 4.92x and Town & Country Bank’s 4.16x are high relative to the other listed banks. The top five institutions account for 87.9% of CRE held by Nevada headquartered banks.
Out of state banks with branches in Nevada
| Bank | Headquarters state | Branches in Nevada | Deposits in Nevada ($M) | Total CRE loans, all states ($M) |
|---|---|---|---|---|
| Bank of America, N.A. | North Carolina | 53 | $23,179 | $79,906 |
| Wells Fargo Bank, N.A. | South Dakota | 87 | $23,160 | $121,623 |
| JPMorgan Chase Bank, N.A. | Ohio | 53 | $9,950 | $179,847 |
| U.S. Bank, N.A. | Ohio | 50 | $8,881 | $50,718 |
| Zions Bancorporation, N.A. | Utah | 43 | $7,526 | $23,684 |
| Western Alliance Bank | Arizona | 15 | $7,284 | $15,781 |
| Citibank, N.A. | South Dakota | 8 | $1,605 | $26,036 |
| Axos Bank | California | 1 | $1,562 | $5,610 |
| Glacier Bank | Montana | 7 | $1,077 | $12,859 |
| City National Bank | California | 3 | $933 | $16,549 |
| Columbia Bank | Oregon | 6 | $583 | $26,361 |
| WaFd Bank | Washington | 8 | $561 | $10,190 |
Source: FDIC Summary of Deposits 2026. Deposits and branches are for Nevada only; CRE loans are bank wide.
Use the ranking to build a focused bank contact list
Start with total CRE loans when assessing which institutions may have demonstrated appetite and hold capacity. Then compare the relevant loan category with the proposed transaction. A borrower seeking construction financing, for example, can see that Beal Bank USA reports $400.3 million in construction and land loans, while GBank reports $2.3 million. Those balances show the existing composition of each loan book, but they do not confirm that either bank is currently quoting a particular transaction.
Growth and concentration add context to the initial screen. Nevada headquartered banks increased their combined CRE loans by +19.7% year over year. Individual results range from Farm Bureau Bank FSB at +46.7% to Nevada Bank and Trust Company at -6.7%. A growing balance can identify a bank that has recently added loans, while a concentrated CRE book can signal greater selectivity. Borrowers should use these indicators to prioritize conversations, then confirm current interest, underwriting requirements and capacity directly with each institution.
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Tell Us About Your DealHow BestCRE Capital WorksLoan mix identifies where each bank is most active
Investor nonfarm nonresidential loans are the largest category in the table at $3.6 billion. Beal Bank USA holds $1.3 billion in that category, Toyota Financial Savings Bank holds $985.7 million and GBank holds $893.1 million. Owner occupied lending is more prominent at Lexicon Bank, which reports $90.6 million, and GBank, which reports $88.7 million. Farm Bureau Bank FSB has the largest multifamily balance outside the leading institutions at $23.2 million.
Concentration measures should be read alongside loan mix. First Security Bank of Nevada reports CRE equal to 96.0% of total loans, compared with 10.9% at Toyota Financial Savings Bank. GBank’s investor CRE to equity ratio is 4.92x, while Beal Bank USA reports 0.64x and Toyota Financial Savings Bank reports 0.59x. These ratios do not describe loan quality or current availability. They show how large investor CRE exposure is relative to each bank’s equity and help borrowers understand why institutions with similar CRE balances may approach new requests differently.
Nevada borrowers have bank and nonbank alternatives
The ranking covers banks headquartered in Nevada, not every bank operating in the state. Institutions based elsewhere also maintain Nevada branches. Wells Fargo Bank, N.A. has 87 branches and $23.2 billion in Nevada deposits, while Bank of America, N.A. has 53 branches and the same $23.2 billion in state deposits. JPMorgan Chase Bank, N.A. has 53 branches and $10.0 billion in Nevada deposits. Their reported CRE balances of $121.6 billion, $79.9 billion and $179.8 billion, respectively, cover lending across all states rather than Nevada alone.
Borrowers can also compare banks with debt funds, life companies, CMBS, agency and SBA lenders. These nonbank lender types do not appear in bank call reports, so the table cannot compare their activity directly with the listed institutions. Reviewing several sources matters because each financing request has its own property type, size and borrower profile, while the FDIC figures describe existing portfolios rather than current offers. A practical search can include Nevada headquartered banks, out of state banks with local branches and relevant nonbank lenders before the borrower evaluates available terms.
Frequently Asked Questions
What data supports BestCRE’s Nevada bank ranking?
BestCRE uses FDIC Call Reports, formally called Reports of Condition and Income, with CRE balances drawn from schedule RC-C as of June 30, 2026. Branch counts and Nevada deposit balances come from the FDIC Summary of Deposits 2026. The ranking measures reported commercial real estate loans held on bank balance sheets. It does not measure applications, originations, commitments or advertised programs. The table includes 11 Nevada headquartered banks with combined CRE loans of $4.7 billion, so readers can compare institutions using a consistent reporting source and reporting date.
How large is the national bank CRE market in this comparison?
Across the national comparison, 4,167 banks reported $3.07 trillion in total CRE loans. Beal Bank USA holds national rank 262, Toyota Financial Savings Bank ranks 425 and GBank ranks 430. The First National Bank of Ely ranks 3735. National rank provides scale beyond Nevada by placing each institution’s total CRE balance within the broader bank population. It does not indicate loan pricing, underwriting quality or the likelihood that a bank will approve a specific request. Borrowers still need direct conversations with lenders to establish current interest and available terms.
What interest rate benchmarks were current for this page?
The benchmark rates as of Oct 26, 2026 were a Prime rate of 7.00%, SOFR of 3.89%, a 5 year Treasury of 4.78%, a 10 year Treasury of 4.96% and Fed funds of 3.88%. These figures provide market context but are not bank quotes and should not be treated as offered borrowing rates. The ranked table contains loan balances rather than pricing, spreads, fees or fixed rate periods. A borrower should ask each lender how a proposed loan would be priced and compare the complete terms available for the transaction.
Does the ranking show current loan offers?
No. The ranking shows outstanding CRE loan balances reported to the FDIC as of June 30, 2026. For example, First Security Bank of Nevada reports $182.5 million in total CRE loans, while Lexicon Bank reports $166.2 million. Those balances indicate the size and composition of existing portfolios, not a commitment to originate another loan. The data does not establish rates, terms, leverage limits, recourse requirements or closing schedules. Borrowers should use the ranking to identify potential contacts and then obtain current information directly from each institution under consideration.
How concentrated is CRE lending among Nevada headquartered banks?
The top five banks hold 87.9% of CRE loans reported by Nevada headquartered banks. Beal Bank USA leads with $1.7 billion, while Toyota Financial Savings Bank and GBank each report $1.0 billion. The smaller listed portfolios range from First Security Bank of Nevada at $182.5 million to The First National Bank of Ely at $6.2 million. This distribution shows that a limited group accounts for most of the state headquartered bank total. It does not mean smaller institutions lack interest in a transaction, since portfolio size is only one factor for a borrower to consider.
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BestCRE rankings are editorially independent and built only from public regulatory filings; no bank pays for placement. Call report figures describe loans held on each bank’s balance sheet and do not show loan terms, rates or current appetite. BestCRE is not a lender and does not make loans. Benchmark rates are informational, not quotes. See our Legal Disclaimer and Compensation Disclosure.